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Swiss RE 4th September 2025

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Subject: Formal Escalation – Direct Reference to Swiss Re in Sovereign Securities Fraud, ESG Misrepresentation, and Crimes Against Humanity


Dear Dispute Resolution & Litigation / Financial Crime Group,


Thank you for acknowledging receipt of my 27 August 2025 escalation.


To remove any possible ambiguity: this is a direct reference to Swiss Re and its entities.

Swiss Re has long-standing exposure and complicity through:


Reinsurance structures underwriting Australian sovereign bonds and ESG-linked financial products, despite 8+ United Nations warnings of treaty breaches (Stockholm Convention, CRC, CRPD, CESCR, CERD, HRC, Human Rights Council).


Insurance partnerships and subsidiaries used by the Big Four Australian banks (CBA, Westpac, NAB, ANZ) to conceal undisclosed treaty liabilities tied to Agent Orange (TCDD) war crimes against children.


Omissions in disclosures to investors and regulators, which constitute sovereign securities fraud, ESG misrepresentation, and prudential breaches.


Swiss Re is therefore directly entangled in:

Sovereign Securities Fraud – underwriting and facilitating instruments that were falsely rated AAA despite known UN violations.


Crimes Against Humanity – through financial structures that perpetuate denial of redress for TCDD (Agent Orange) chemical war crimes against children.


Transnational Organised Crime – as defined by Executive Order 13581 and relevant international instruments.


This matter is annexed in my International Criminal Court (ICC) submission under Article 15 of the Rome Statute (filed 1 July 2025).


Moody’s has already logged Case #06121204 confirming this evidence trail.


For your ease of reference, I have attached a Word Document Annex titled “Direct Links Between Swiss Re, the Australian Government, and Crimes Against Humanity.”


The annex sets out seven sections, detailing Swiss Re’s role in underwriting Australian sovereign bonds, its ties through the Big Four banks, its regulatory entanglements, its connection to public liabilities (Queensland Health, DVA, Centrelink), and its reinsurance of chemical manufacturers (Dow and Monsanto/Bayer) who profited from TCDD while victims were denied redress.


The annex closes the gap between sovereign liability and corporate liability, showing Swiss Re as the financial bridge between governments and war-crime corporations.


You are required to provide a substantive response within 7 days of this correspondence, no later than 12 September 2025. Failure to respond by this deadline will be recorded in my ICC annexes and treated as willful complicity under international law.


Your acknowledgment means Swiss Re is now on formal notice. Please treat this correspondence as binding notification of Swiss Re’s role and obligations. Silence or refusal to act will be treated as complicity under international law.


Warm Agent Orange Burns regards,


Danielle Stevens


We will always be a child of a Vietnam Veteran



A formal complaint has been lodged with the International Criminal Court for Crimes against Humanity. The final submission was the 1st of July 2025.


Australia ratified International treaties but failed to implement them into domestic laws.


When the United Nations tells you 8+ times you are breaking the law, YOU ARE BREAKING THE LAW. Stockholm Convention & Agent Orange is a chemical war crime against children.


Profit before People is a crime.


Annex – Direct Links Between Swiss Re, the Australian Government, and Crimes Against Humanity


1. Australian Sovereign Bonds (Core Exposure)

• Swiss Re provides reinsurance and capital structures that back Commonwealth Treasury bonds.


• These bonds are traded globally with AAA ratings, despite 8+ UN warnings that Australia is in breach of the Stockholm Convention and other treaties.


• Reinsurance enables Australia to continue funding obligations without disclosing treaty liabilities.


2. Bank–Government–Reinsurance Nexus

• The Big Four banks (CBA, Westpac, NAB, ANZ) hold and trade these bonds.


• Their prudential cover, ESG products, and insurance subsidiaries are underwritten by Swiss Re and other reinsurance giants.


• This makes Swiss Re a hidden guarantor of systemic fraud.


3. Regulatory Dependency

• APRA and ASIC rely on reinsurer disclosures for prudential standards.

• By participating in these structures, Swiss Re validates misleading financial disclosures by Australia and its banks.

• Lack of disclosure = market manipulation and securities fraud.


4. Public Liabilities Funded via Bonds

• Costs of Vietnam War / TCDD (Agent Orange) harm (Queensland Health, DVA, Centrelink) are paid from sovereign debt markets.

• Swiss Re’s reinsurance makes these payments appear secure while denying the underlying human rights liabilities.

• This creates a financial barrier to redress for victims.


5. Direct Complicity

Swiss Re is entangled in:

• Sovereign Securities Fraud – underwriting bonds that conceal treaty breaches.

• Crimes Against Humanity – enabling systemic denial of redress for second-generation TCDD harm.

• Transnational Organised Crime – financing and concealing global treaty violations in violation of international conventions and Executive Order 13581.


6. ICC Evidence

• This is annexed in my ICC submission (Article 15, filed 1 July 2025).

• Moody’s has logged Case #06121204 confirming the evidentiary trail.

• Swiss Re is now formally on notice; silence will be treated as complicity.


7. Manufacturer Liability (Dow & Monsanto/Bayer)

• Swiss Re and other reinsurers provided cover for chemical manufacturers responsible for producing TCDD (Agent Orange).

• These corporations profited over $100 billion while litigation and settlements were systematically limited.

• By reinsuring these risks, Swiss Re directly benefited from — and helped contain — the fallout of chemical war crimes against children.

• This ties Swiss Re into both:

o Government complicity (Australia, NZ, Canada, U.S.)

o Corporate complicity (Dow, Monsanto/Bayer, contractors).


8. The Full Circle

Swiss Re stands at the centre of a financial loop:

• Government Bonds → Banks → Swiss Re → Manufacturers.

• This loop ensured continued profits, concealed liabilities, and denied justice — despite decades of UN warnings.



Future Annex Prepared 5/09/2025


Annex – Swiss Re Due Diligence Failure

Date: September 2025

Parties: Swiss Re, Australian Government, Big Four Banks (CBA, Westpac, NAB, ANZ)

Context: ICC Article 15 submission, Case #06121204 (Moody’s)

1. Core Duty of Reinsurers

• Swiss Re is bound by OECD Guidelines for Multinational Enterprises, UN Guiding Principles on Business & Human Rights, Basel Core Principles, and IAIS Insurance Core Principles.

• These frameworks impose a duty of independent risk assessment and disclosure, especially for systemic and sovereign exposures.

• Reinsurers cannot rely solely on government statements — their business exists to price hidden or complex risks.


2. Public Record of UN Warnings

• From 2011–2022, at least 8 United Nations committees and rapporteurs issued warnings to Australia regarding failure to recognise second-generation TCDD (Agent Orange) harm.

• These included the CRC, CRPD, CESCR, CERD, HRC, Human Rights Council, and UN Special Rapporteurs.

• The warnings were public and formally communicated to the Australian Government.

• Swiss Re cannot claim ignorance — the information was available and material to risk assessment.


3. Misrepresentation of Sovereign Bonds

• Despite these UN warnings, Swiss Re underwrote and facilitated reinsurance of Australian AAA-rated sovereign bonds and ESG-linked products.

• By doing so, Swiss Re:

• Ignored documented treaty breaches.

• Misrepresented risk to investors and regulators.

• Concealed liabilities tied to chemical war crimes against children.


4. The “Good Faith” Myth

• Swiss Re may attempt to argue that it “relied on sovereign disclosures.”

• This is invalid because:

• Reinsurers are not passive; they are paid precisely to detect and price concealed liabilities.

• Ignoring public UN warnings constitutes willful blindness.

• Issuing AAA-backed instruments in this context = sovereign securities fraud.


5. Wider Implications

• By underwriting these exposures, Swiss Re entrenched:

• Sovereign Securities Fraud – fraudulent misrepresentation of risk.

• Crimes Against Humanity – enabling systemic denial of redress for TCDD-affected children.

• Transnational Organised Crime – concealing treaty violations in violation of Executive Order 13581 and international conventions.


6. Conclusion

Swiss Re’s failure was not ignorance but active due diligence negligence.

• The record shows:

• UN warnings = known risk.

• Swiss Re underwriting = concealment.

• Result = fraud and complicity.

Swiss Re cannot shift liability back to governments or banks. Its obligations were clear, its duties binding, and its silence incriminating.






 
 
 

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